Pub. 10 2019 Issue 3

A Message from the Chief Executive: CRA Partners: Meaningful CRA Credit Might Be Closer Than You Thin	6
Meet Your Chairman – F. Michael Nelson CEO, Pleasants County Bank	8
Don’t Just Check the Box: Audit	10
Build It or Buy It: How Best to Start a New Bank Today	14
Time to Act on Banking Cannabis	18
Shareholder Liquidity: Strategies for Community Banks	20
WV Legislature Amends Consumer Protection Statute to Regulate and Impose Restrictions on Litigation Financiers	22
2019 WVBA Convention	24
Regulatory Priorities in 2019	27
Calendar of Events	30
Advertiser Index	30
Bowles Rice	3
Suttle & Stalnaker	5
ATM Solutions	7
Zeno, Pockl, Lilly and Copeland	13
S.R. Snodgrass	15
YHB	19
Bankers Bank Kentucky	28
WVBA Insurance Group	29
Arnett Carbis Toothman	31
Spilman Thomas & Battle	32

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