Pub. 5 2014 Issue 4

winter 2014 25 West Virginia Banker Perform continual stress testing. Regulators want institutions to demonstrate an awareness of their portfolios to ensure that no sin- gle area takes up too high a concentration. Analytics enable stress testing to occur continuously across the organization, ensuring greater efficiency and reducing risks well beyond the intermittent stress test. Keep in mind that, while business intelligence tools can indeed accelerate your institution’s performance and increase your wallet share, it’s important to remember that they don’t take the place of sound business judgment and human insight. Still, as the competitive landscape heats up and the battle for customer retention escalates, looking through a 360-degree lens to enable the best possible business decisions can undoubtedly give your bank a sizable advantage. n Jason Young serves as product manager for CSI NuPoint. He is responsi- bleforoverseeingCSI IQ,arobustsuiteofbusiness intelligencesolutions. 1 www.gartner.com Calendar of Events February 10 Loan Review 10-12 Real Estate Compliance, Co-Sponsored with Professional Bank Services 16 IRA Basics 17 IRA Advanced March 17 & 18 Bank Security School 20 – 26 ABA National Compliance School 24 & 25 Compliance Management Workshop April 12 - 17 GSB Bank Technology Management School 14 & 15 Branch Management Series 16 Women in Banking Forum 19 – 14 GSB Human Resource Management School 23 & 24 Credit Management Conference May 3 – 8 ABA National Commercial Lending School 5 BSA/AML Compliance (Bridgeport), Co-Sponsored with Professional Bank Services 6 BSA/AML Compliance (Charleston), Co-Sponsored with Professional Bank Services 14 Financial & Estate Planning Seminar 17 - 22 WV School of Banking 17 – 22 Lloyd P. Calvert Graduate School of Banking 24 – 6/5 Graduate School of Banking at LSU Dates to Be Announced Asset Liability Management Emerging Leaders Operations Technology Conference Real Estate Lending Visit www.wvbankers.org and click on the Event Calendar as new events are added. Webinars – Both Live and Recorded Visit our website as dates and topics are announced. Graduate School of Banking Online Senior Management Seminars Visit www.gsb.org or our website as updates are added. www.CBBonline.com • 804.239.0452 Do Business With Someone Who Thinks Like You.