Pub. 5 2014 Issue 2

O F F I C I A L P U B L I C A T I O N O F T H E W E S T V I R G I N I A B A N K E R S A S S O C I A T I O N SUMMER 2014 Inside this Edition: Strategic Bond Swaps: Optimizing Risk and Reward in Investments Making Good With Public Unit Deposits Task Force on Governmentally-Mandated Standby Letters of Credit Compliance Alliance: Integrated Mortgage Disclosures