Pub. 4 2013 Issue 4

Don’t take risks. Let experience be your guide to the future. BD&E’s Advisory Board represents over 300 years of collective financial operations expertise. Put excellence to work. Contact Matt Dugas today at 800-671-7300. DCJS-11-2166 Web: www.bankdesign.net Retired CEO, Premier Community Bankshares Chairman of the Advisory Board and CEO, BD&E President and Chief Administrative Officer, BD&E Senior VP of Sales & Design, BD&E Attorney- Nelson, McPherson, Summers & Santos, L.C. Financial Services Consultant President, WM Inc. of Charlottesville Executive Vice-President, BD&E Executive Vice-President & CFO, BD&E When experience Matters, DeManD excellence

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