Pub. 4 2013 Issue 2

Don’t take risks. Let experience be your guide to the future. BD&E’s Advisory %RDUG UHSUHVHQWV RYHU \HDUV RI FROOHFWLYH ÀQDQFLDO RSHUDWLRQV H[SHUWLVH Put excellence to work. Contact Matt Dugas today at 800-671-7300. DCJS-11-2166 Web: www.bankdesign.net Retired CEO, Premier Community Bankshares Chairman of the Advisory Board and CEO, BD&E President and Chief $GPLQLVWUDWLYH 2I¿FHU %' ( Senior VP of Sales & Design, BD&E $WWRUQH\ 1HOVRQ 0F3KHUVRQ Summers & Santos, L.C. )LQDQFLDO 6HUYLFHV Consultant 3UHVLGHQW :0 ,QF of Charlottesville ([HFXWLYH 9LFH 3UHVLGHQW %' ( ([HFXWLYH 9LFH 3UHVLGHQW &)2 %' ( 9*'0 ':2'4+'0%' /#66'45 &'/#0& ':%'..'0%'