Pub. 4 2013 Issue 1

CICCAR The Financial Industry Responding to Community Lending Community Investment Corporation of the Carolinas P.O. Box 19999, Raleigh, NC 27619 Toll free: (800) 662-7044 Local: (919) 781-7979 www.ncbankers.org CICCAR is a regional lending consortium offering permanent debt financing to support the development of affordable multifamily housing in North Carolina, South Carolina, Tennessee, Virginia and West Virginia. Established in 1990, CICCAR is the largest affordable housing loan consortium of its kind in the nation. With support from more than 100 member banks, we have approved over $240 million in loans to date — creating almost 15,000 rental units for working families, seniors and people with disabilities. Our lending program is an excellent example of how public and private partnerships can be forged to achieve a common goal of providing safe, decent and affordable housing. @CICCarolinas