Pub. 3 2012 Issue 4

Top Ranked, Again! Bowles Rice is proud to have again been ranked in the First Tier by U.S. News & World Report’s Best Law Firms 2013 in nearly 40 different areas of law, including several areas that are of particular interest to our friends in the banking industry: ˆ 'FSPNSL +NSFSHJ 1F\ ˆ 'FSPWZUYH^ (WJINYTW )JGYTW 7NLMYX .SXTQ[JSH^ 7JTWLFSN_FYNTS 1F\ ˆ +NSFSHNFQ 8JW[NHJX 7JLZQFYNTS 1F\ ˆ 1NYNLFYNTS 'FSPWZUYH^ In addition, we congratulate Bowles Rice partner Sandra M. Murphy , who recently was named Best Lawyers’ 2013 Lawyer of the Year for Financial Services Regulation Law in the Charleston, West Virginia region. This follows Sandy’s previous recognition as “Lawyer of the Year” for both Banking Law and Corporate Law, and is based on “earning the high level of respect among her peers for her ability, professionalism and integrity,” according to the publishers of Best Lawyers . Sandy holds the highest AV Preeminent rating from Martindale Hubbell, long considered the authoritative resources on the legal profession and is frequently recognized for her experience and outstanding work in banking and financial services law. She is listed among Super Lawyers for the sixth consecutive year and is among an elite group of attorneys singled out by Chambers and Partners, a global peer ranking organization in its 2013 edition of Chambers USA: America’s Leading Lawyers for Business. Sandy and the other members of the Bowles Rice Banking Team are committed to providing high quality and innovative counsel that is customized to meet our clients’ objectives. We invite you to put our significant experience to work for you. (-&71*8943 <; 2&79.38':7, <; 247,&394<3 <; 24:3)8;.11* <; 5&70*78':7, <; 1*=.3,943 0> 84:9-54.39* 5& <.3(-*89*7 ;& www.bowlesrice.com Sandra M. Murphy Banking Group Leader 'JXY 1F\^JWX ® µ 1F\^JW TK YMJ >JFW¶ NS +NSFSHNFQ 8JW[NHJX 7JLZQFYNTS 1F\ 2FWYNSIFQJ -ZGGQJ ® &; 5WJJRNSJSY ™ 7FYJI 7JHTLSN_JI G^ 8ZUJW 1F\^JWX ® (MFRGJWX :8& 9TU 7FSPJI 1JFINSL .SIN[NIZFQ “Sandra Murphy is hailed as a consummate professional …” Chambers USA: America’s Leading Lawyers for Business , 2013 Edition