Pub. 1 2010 Issue 2

The only company to lead its industry as one of America’s Most Admired Companies ® for 25 years. – FORTUNE ® magazine Northwestern Mutual continues to receive the best possible ratings from all four major ratings agencies. · A++ A. M. Best (June 2009) · AAA Fitch Ratings (June 2009) · AAA Standard & Poor’s (June 2009) · Aaa Moody’s (April 2009) To learn more, contact us today. John H. Milne, J.D., LL.M 3901Westerre Parkway, Ste.300 Richmond, VA 23233 (804) 762-7036 john.milne@nmfn.com Michael Oliverio, Financial Representative, is endorsed by the West Virginia Banker’s Association. The Northwestern Mutual Life Insurance Company, Milwaukee, WI (Northwestern Mutual). Individuals listed are Insurance Agents of Northwestern Mutual (life and disability insurance, annuities). Michael Angelo Oliverio II & John H Milne are Insurance Agents of Northwestern Mutual (life and disability insurance, annuities and Registered Representatives of Northwestern Mutual Investment Services, LLC (securities),a subsidiary of Northwestern Mutual, broker-dealer and member FINRA and SIPC. Third party ratings are subject to change. YOUR BANK’S PRODUCTS ARE OF THE HIGHEST QUALITY CAN YOU SAY THE SAME FOR YOUR BOLI? Michael A. Oliverio, II, MBA 121 Simpson Street Morgantown, WV 26501 (304) 292-3339 michael.oliverio@nmfn.com Financial Representatives BOLI products aren’t all the same and neither are the companies behind them. Northwestern Mutual has the quality BOLI products you need - backed by the strength and security that you require.