OFFICIAL PUBLICATION OF THE WEST VIRGINIA BANKERS ASSOCIATION

October 6, 2026

Navigating Revised Estimates Under TRID

When Lenders Can Reset Closing Cost Tolerances — And When They Cannot

The TILA-RESPA Integrated Disclosure (TRID) rule was designed to make consumer disclosures for mortgage loans easier for customers to understand and to prevent those customers from being surprised at closing by the fees charged.

Navigating Revised Estimates Under TRID

When Lenders Can Reset Closing Cost Tolerances — And When They Cannot

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